Terms of Service

Acceptance of these terms

These Terms of Service govern your access to and use of HowMuchIsMyClaim.com and any related pages, forms, or tools we operate (together, the “Site”). The Site is operated by FORMLESS, INC. (“we”, “us”, “our”).

By visiting the Site, submitting information through it, or otherwise using it, you agree to these terms. If you do not agree with any part of them, please do not use the Site.

We may update these terms from time to time. The “Last updated” date at the top of this page tells you when the current version took effect.

What we are, and what we are not

This is the most important section on this page, so we have put it near the top.

We are not a law firm. We do not practice law, we do not provide legal advice or legal services, and we do not represent anyone in a legal matter. Nobody working on this Site is acting as your attorney.

We are a free informational and lead-generation service. We help people understand, in general terms, whether their situation may give rise to a legal claim, and we connect people who may have a claim with third-party attorneys and legal marketing partners who can evaluate it properly.

Using this Site does not create an attorney–client relationship between you and us, or between you and any attorney. An attorney–client relationship is formed only when you and a law firm enter into a separate written agreement directly with each other. Until that happens, nothing you send us is protected by attorney–client privilege.

We are not a lawyer referral service in the sense that term is used under the rules of some state bars. We do not evaluate, vet, rate, or recommend attorneys, and we do not exercise judgment about which attorney is right for you. See the disclosures in our site footer for more on how attorneys participate.

No legal advice

Everything on the Site — the case type pages, the eligibility lists, the FAQs, the articles — is general information. It is not legal advice, and it is not a substitute for advice from a licensed attorney who has reviewed the specifics of your situation.

Law varies enormously between states, and small differences in facts change outcomes. Do not make or delay a decision about a legal matter based on what you read here. If your situation matters to you, speak to a licensed attorney in your state.

Nothing on this Site should be read as a prediction, promise, or estimate of what any particular claim is worth.

Who may use the Site

You may use the Site only if you are at least 18 years old and located in the United States. If you are under 18, please do not use the Site or submit any information through it.

You may submit information about your own situation. Please do not submit information about another person unless you have that person’s permission to do so.

How the service works

In plain terms:

1. You use the Site to check whether your situation may give rise to a claim.
2. If you choose to submit your information, we may share it with one or more attorneys, law firms, attorney networks, or legal marketing partners in our network.
3. Those parties may then contact you to discuss your potential claim.

A few things follow from that, and we want to be direct about them:

• We do not guarantee that any attorney will take your case. Attorneys decline cases for many reasons, and being connected with one is not an indication that your claim has merit.
• We do not guarantee any outcome or any recovery. Most claims do not produce the results people hope for, and many produce nothing at all.
• We are compensated for connecting you. Attorneys and marketing partners in our network pay us. This is how the Site stays free to you. Our Privacy Policy explains what that means for your information.
• You choose your own attorney. You are never obligated to work with anyone we connect you to, and you are free to hire any attorney you like, or none.

No guarantee of results, and no endorsement

Prior results do not guarantee or predict a similar outcome. Every claim turns on its own facts, the applicable law, the available insurance, and the decisions of parties we do not control.

We do not endorse, recommend, warrant, or guarantee any attorney, law firm, or legal marketing partner, and we make no representation about the quality of their services. Attorneys participate in our network by paying to do so. That is the entire basis of their participation, and it should not be read as a mark of quality. You are responsible for satisfying yourself about any attorney before engaging them.

Consent to be contacted

Where the Site asks for a phone number and you provide one, you will be shown specific consent language at the point of submission. That language governs, and it explains what you are agreeing to.

In summary: by providing a phone number and submitting it, you consent to receive calls and text messages from us, our affiliates, and attorneys and legal marketing partners in our network at that number, in connection with your potential claim and for marketing purposes. Those communications may be made using automated dialing technology and artificial, pre-recorded, or AI-generated voice.

Consent is not a condition of any purchase, and it does not obligate you to hire any attorney. Message and data rates may apply. You can reply STOP to any text message to opt out, or HELP for help. You can also contact us at contact@howmuchismyclaim.com to ask that we stop contacting you.

Full consent language is also reproduced in the disclosures in our site footer.

Attorney advertising notice

Depending on the rules of your jurisdiction, some or all of the Site may constitute attorney advertising or lawyer advertising. Some states require specific notices, identifications, or disclaimers in such advertising, and where they apply, those notices appear in our site footer.

Intellectual property

The Site, and its text, layout, design, graphics, and code, belong to us or our licensors and are protected by copyright, trademark, and other laws. Our name and logo are our marks.

We grant you a limited, revocable, non-exclusive, non-transferable licence to view and use the Site for your own personal, non-commercial purposes. That licence does not permit you to copy, republish, sell, or create derivative works from the Site.

Acceptable use

Please do not:

• Submit information that is false, misleading, or not yours to submit
• Use the Site for any unlawful purpose, or to facilitate one
• Scrape, crawl, harvest, or bulk-download the Site or any data from it
• Attempt to gain unauthorised access to the Site or any related system
• Interfere with the operation of the Site, or overload it
• Use automated means to submit forms
• Remove, obscure, or alter any notice or disclaimer on the Site

We may suspend or block access to the Site for anyone we reasonably believe is doing any of the above.

Third-party links and partners

The Site may link to websites we do not operate, and connecting you with an attorney or partner means you will interact with a business we do not control.

We are not responsible for the content, accuracy, privacy practices, services, advice, or conduct of any third party, including any attorney, law firm, or legal marketing partner. Your dealings with them are between you and them. If a third party’s own terms or privacy policy apply to your interaction with them, those documents govern that interaction — not these terms.

Disclaimer of warranties

The Site is provided “as is” and “as available”, without warranties of any kind, whether express, implied, or statutory.

To the fullest extent permitted by law, we disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranty that the Site will be uninterrupted, secure, error-free, or that its content is accurate, complete, or current.

Some jurisdictions do not allow the exclusion of certain warranties. Where that is the case, the exclusions above apply to you only to the extent permitted.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or relating to your use of the Site — whether the claim is based in contract, tort, statute, or otherwise, and whether or not we were advised such damages were possible.

To the fullest extent permitted by law, our total aggregate liability arising out of or relating to the Site or these terms will not exceed one hundred US dollars (US $100).

We are not liable for the acts, omissions, advice, or conduct of any attorney, law firm, or legal marketing partner, nor for the outcome of any legal matter.

Some jurisdictions do not allow certain limitations of liability. Where that is the case, the limitations above apply to you only to the extent permitted.

Indemnification

You agree to indemnify and hold harmless FORMLESS, INC., its officers, directors, employees, and agents from any claim, demand, loss, liability, or expense (including reasonable legal fees) arising out of your use of the Site, your breach of these terms, your violation of any law, or your violation of the rights of any third party.

Dispute resolution, arbitration, and class action waiver

Please read this section carefully. It affects your legal rights, including your right to bring a lawsuit in court and to participate in a class action.

Informal resolution first. If you have a dispute with us, please contact us at contact@howmuchismyclaim.com and give us 60 days to try to resolve it informally. Most problems can be sorted out this way.

Agreement to arbitrate. If we cannot resolve a dispute informally, you and we agree that any dispute arising out of or relating to the Site or these terms will be resolved by binding individual arbitration, administered by a recognised arbitration provider under its consumer arbitration rules, rather than in court. The arbitrator, and not any court, has authority to decide disputes about the interpretation and enforceability of this section.

Exceptions. Either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to protect intellectual property rights.

Class action waiver. You and we agree that each may bring claims only in an individual capacity, and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding. An arbitrator may not consolidate more than one person’s claims or preside over any form of representative proceeding.

Your right to opt out. You can opt out of this arbitration agreement and class action waiver. To do so, send written notice within 30 days of first agreeing to these terms to contact@howmuchismyclaim.com, or by post to 18117 Biscayne Blvd, Suite #2339, Miami, FL 33160. Your notice must include your name, the email address or phone number you used with the Site, and a clear statement that you are opting out of the arbitration agreement. Opting out will not affect any other part of these terms, and it will not affect your use of the Site in any way.

Severability of this section. If the class action waiver is found unenforceable as to a particular claim, that claim will be severed from arbitration and heard in court, while the remaining claims proceed in arbitration.

Note for counsel: the enforceability of consumer arbitration agreements and class waivers varies by state and continues to develop. This section is drafted as a starting point and requires review before launch.

Governing law and venue

These terms are governed by the laws of the State of {{STATE}}, without regard to its conflict-of-laws rules. Where a dispute is not subject to arbitration, you and we agree to the exclusive jurisdiction of the state and federal courts located in {{STATE}}.

Changes to these terms

We may change these terms. When we do, we will update the “Last updated” date at the top of this page. Material changes will be signposted on the Site where practicable. Continuing to use the Site after a change takes effect means you accept the revised terms.

Severability, entire agreement, and assignment

If any provision of these terms is found to be unenforceable, that provision will be limited or removed to the minimum extent necessary, and the rest of the terms will remain in full force.

These terms, together with our Privacy Policy and Disclaimer, are the entire agreement between you and us regarding the Site, and supersede any prior understanding on the subject.

You may not assign or transfer these terms. We may assign them, including in connection with a merger, acquisition, or sale of assets.

Our failure to enforce any provision is not a waiver of it.

Contact us

Questions about these terms:

• Email: contact@howmuchismyclaim.com
• Post: 18117 Biscayne Blvd, Suite #2339, Miami, FL 33160